Home insurance is typically an essential part of the closing process on any home purchase, but many people don’t understand the true value of the policy they’re purchasing. Not having proper coverage can have some serious consequences, so it’s always a good idea to know the basics about what home insurance covers and why you might need it in your situation. Here are 10 benefits of home insurance that will make you want to get covered ASAP!

1) Protection from Weather Damage
Storms, floods, and other severe weather can all do a number on your home. If you don’t have enough insurance coverage, you may be forced to pay for damage from these events out-of-pocket. The last thing you want is another huge expense weighing down your finances! Protect yourself from serious problems with a home insurance policy that provides solid protection against weather damage.
A great way to protect your house from storms and other weather related damages is by having a home insurance policy.

2) Fire Damage
A fire can be catastrophic—not only for your home, but also for your wallet. If you’re in a high-risk area or have important documents that need protecting, it might be worth looking into extra insurance coverage (or at least increased deductibles). Most homeowners’ policies cover fire damage, but each case is different and you may find it worthwhile to review some insurance quotes.

3) Insurance near me
Most homeowners don’t think about getting insurance until something has already happened, but coverage starts as soon as you’ve signed up. There are a few main types of coverage that are worth your time and money, particularly if you own a home or business. Check out these 10 benefits, and see why so many people opt for homeowners insurance once they’re ready to get covered.